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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Title Insurance Principles | - Title insurance policies
| |
| Topic 2: Insurance Regulation | 12% | - Licensing
|
| Topic 3: Title Exceptions and Procedures for Clearing Title | 21% | - Property-related issues
- Liens and encumbrances
|
| Topic 4: General Insurance Concepts | 3% |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. What is the purpose of probate of an estate?
A) to foreclose a lien
B) to establish heirs
C) to transfer a deceased's debts
D) to avoid inheritance tax
2. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that
A) they are joint tenants with rights of survivorship.
B) they are tenants by the entirety.
C) the conveyance is void.
D) they are tenants in common.
3. Which document is recorded in the recorder of deeds?
A) notice of lis pendens
B) realty transfer tax statement of value
C) civil judgment
D) mechanic's lien
4. An agent who collects money from an insured and holds it for payment to the insurer is
A) acting in a fiduciary capacity.
B) providing coverage.
C) commingling funds.
D) wrongfully withholding funds.
5. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as
A) bundled services.
B) anti-kickback.
C) tied benefits.
D) required use.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: D |
