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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Who submits Medicare Part A claims?

A) Patients
B) Pharmacies
C) Hospitals
D) Physicians

2. A method of selling insurance by using mass media advertising is known as

A) syndication.
B) telemarketing.
C) direct response.
D) direct writer.

3. As established by PPACA, an adult child may be covered by a parent's health insurance plan until what age?

A) 19 years old
B) 26 years old
C) 25 years old
D) 23 years old

4. A condition that may increase the chance of a loss arising from a given cause of loss is a

A) deviation.
B) peril.
C) hazard.
D) risk.

5. Which type of life insurance coverage has both a savings element and a flexible premium option?

A) There is currently no insurance product available in the standard market which has both of these features.
B) Term life.
C) Universal life.
D) Whole life.

Solutions: